CD Rates

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All CD rates disclosed as an Annual Percentage Yield (APY).
All CD rates effective Tuesday, May 1, 2012.
All members must maintain a General Share of $5.00 in every separate account number they own.
A penalty is imposed for early withdrawal of CD funds. Fees can reduce the earnings on a CD. Please ask a Vantage Credit Union representative about the requirements, fees and transaction limitations on CD options.

SmartSaver CD ($250 minimum)
25-month                                                                                 0.45%
Starter CD ($500 minimum)
13-month                                                                                  0.30%
Regular CDs ($2,000 minimum)

6-month                                                                                    0.30%
12-month                                                                                  0.50%
18-month                                                                                  0.60%
24-month                                                                                  0.70%
36-month Step-Up                                                                      0.90%
48-month                                                                                  1.20%
60-month                                                                                  1.45%
Jumbo CDs ($50,000 minimum)
6-month                                                                                    0.40%
12-month                                                                                  0.60%
18-month                                                                                  0.70%
24-month                                                                                  0.80%
36-month Step-Up                                                                      0.90%
48-month                                                                                  1.30%
60-month                                                                                  1.55%
Traditional IRA CDs ($2,000 minimum)
12-month                                                                                  0.50%
18-month                                                                                  0.60%
24-month                                                                                  0.70%
36-month Step-Up                                                                      0.90%
48-month                                                                                  1.20%
60-month                                                                                  1.45%
Traditional IRA CD ($500 minimum)
13-month                                                                                  0.30%
Jumbo Traditional IRA CDs ($50,000 minimum)
12-month                                                                                  0.60%
18-month                                                                                  0.70%
24-month                                                                                  0.80%
36-month Step-Up                                                                      0.90%
48-month                                                                                  1.30%
60-month                                                                                  1.55%
Roth IRA CDs ($2,000 minimum)

12-month                                                                                  0.50%
18-month                                                                                  0.60%
24-month                                                                                  0.70%
36-month Step-Up                                                                      0.90%
48-month                                                                                  1.20%
60-month                                                                                  1.45%
Roth IRA CD ($500 minimum)
13-month                                                                                  0.30%
Jumbo Roth IRA CDs ($50,000 minimum)
12-month                                                                                  0.60%
18-month                                                                                  0.70%
24-month                                                                                  0.80%
36-month Step-Up                                                                     0.90%
48-month                                                                                  1.30%
60-month                                                                                  1.55%

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