Avoid Regulation D

Federal regulation prohibits you and any joint owner from making more than six (6) transfers or withdrawals each month from your Regular Savings, Special Savings, Holiday Club Savings, and/or Premier Money Market by the following means:

• Pre-authorized or automatic transfers/withdrawals
• Telephone transfers
• Touch Tone Teller transfers
• MyVantage online account transfers
• Check debits on the Premier Money Market account

If transactions exceed six (6) per month as outlined above, your account will be subject to a suspension of access devices for the month. This means that, after the limit of six (6) Regulation D classified transactions (per month) occur, additional Regulation D transfers from your account will not be completed.

HOWEVER, You can make unlimited transfers on your Regular Savings, Special Savings, Holiday Club Savings and/or Premier Money Market account(s) by the following means:

• Transfers or withdrawals made in person (at a Vantage branch location)
• Transfers or withdrawals made at an ATM from Regular Savings
• Transfers to a Vantage loan