Accidental Death & Dismemberment (AD&D) Insurance

Joining Vantage makes you part of our family, and as family, we protect you with $1,000 Accidental Death and Dismemberment Insurance (AD&D) coverage––at no cost to you!

Who's eligible?
All Vantage members (and their spouses) age 18 or over when applying, are eligible for coverage, and all eligible members who complete and return an enrollment form will be accepted. There are no medical exams or lengthy health questionnaires to qualify for this insurance, and coverage becomes effective on the first day of the month on the next available quarterly effective date following receipt of your enrollment form.

Coverages and costs

• Eligible members receive $1,000 of no-cost AD&D coverage once they enroll
   
• Members have the option to purchase additional coverage in increments between $10,000 and $250,000
   
• AD&D insurance covers participating members for loss of life, limb, sight, hearing or speech as a result of a covered accident

Please Note: All coverage is reduced by 50% at age 70 and older. This reduction also applies even if you've reached the age of 70 when you first obtain coverage.

Enroll today for this no-cost benefit!
You can get an enrollment form by visiting any Vantage branch location, our Credit Union Insurance Agency* location, or calling 314.264.5365 or 866.957.4064.

Frequenty Asked Questions

_{*The Credit Union Insurance Agency, LLC is a wholly owned subsidiary of Members Resource LLC, a Credit Union Service Organization. Business conducted with the Credit Union Insurance Agency, LLC is separate and distinct from any business conducted with Members Resource LLC, its parent Credit Union or its partner Credit Unions. Insurance products offered by the Credit Union Insurance Agency, LLC are not (i) deposits of Members Resource LLC, its parent Credit Union or its partner Credit Unions, therefore are not protected by the NCUA and are not exclusive to Credit Union members and (ii) an obligation of or guaranteed by Members Resource LLC, its parent Credit Union or its partner Credit Unions and may be subject to risk. Any insurance required as a condition of an extension of credit by Members Resource LLC, its parent Credit Union or its partner Credit Unions need not be purchased from Credit Union Insurance Agency, LLC and may be purchased from an agent or insurance company of the member’s choice.}